Being in a car accident is stressful and overwhelming. Even the calmest drivers may panic and forget what to do next. The best way to protect yourself is to know the steps ahead of time.<\/p>\n\n\n\n
Here\u2019s a car accident checklist<\/strong> you can follow. Save it on your phone or download our PDF version to keep handy in your glovebox.<\/p>\n\n\n\n Car Accident Checklist<\/strong><\/p>\n\n\n\n 1. Stop your car and get to safety.<\/strong> 2. Stay at the scene.<\/strong> 3. Check for injuries.<\/strong> 4. Call the police when required.<\/strong> When in doubt, it\u2019s always safer to call.<\/p>\n\n\n\n 5. Go to a Collision Reporting Centre (if applicable).<\/strong> 6. Exchange information.<\/strong> 7. Document everything.<\/strong> Also record witness details and the police officer\u2019s badge number, if applicable.<\/p>\n\n\n\n 8. Beware of tow truck scams.<\/strong> 9. Notify your insurance broker or insurer.<\/strong> \ud83d\udc49 Tip: Even if you\u2019re not making a claim, it\u2019s a good idea to report the accident to your insurer.<\/em><\/p>\n\n\n\n 10. Fault determination.<\/strong> Bonus Tip: Always Carry an Emergency Road Kit<\/strong><\/p>\n\n\n\n Keep essentials like a first-aid kit, booster cables, blanket, water, flashlight, and road flares in your vehicle. It can make a huge difference if you\u2019re stranded or waiting for help.<\/p>\n\n\n\n Final Thoughts<\/strong><\/p>\n\n\n\n Knowing what to do after a car accident can turn a stressful situation into a manageable one. Drive safely, stay prepared, and let your insurance broker guide you through the process.<\/p>\n\n\n\n \ud83d\udcde Need to report an accident? Find your insurer\u2019s emergency contact numbers here<\/a> <\/p>\n\n
Pull over to the side of the road if possible. If it\u2019s unsafe to stay inside your vehicle, move to a secure spot away from traffic.<\/p>\n\n\n\n
Leaving the scene of an accident is a criminal offence in Ontario. Always remain until everything is properly reported.<\/p>\n\n\n\n
Examine yourself and your passengers. Do not move anyone who is injured, as it could worsen their condition.<\/p>\n\n\n\n
Dial 911 if:<\/p>\n\n\n\n\n
If nobody is injured and damages appear under $2,000, you must report the accident at a Collision Reporting Centre. [Find a location here].<\/p>\n\n\n\n
Stay calm and collect:<\/p>\n\n\n\n\n
Take photos of:<\/p>\n\n\n\n\n
Only accept towing services from reputable providers like CAA or your roadside assistance program.<\/p>\n\n\n\n
Call your broker or insurance company as soon as possible. Provide them with all the details and documentation.<\/p>\n\n\n\n
Your insurance company will assess fault using accident details and reports.<\/p>\n\n\n\n\n