{"id":803,"date":"2025-08-16T04:43:40","date_gmt":"2025-08-16T04:43:40","guid":{"rendered":"https:\/\/garitasinsurance.com\/?p=803"},"modified":"2025-08-16T07:27:03","modified_gmt":"2025-08-16T07:27:03","slug":"how-convictions-affect-your-auto-insurance-and-what-you-can-do-about-it","status":"publish","type":"post","link":"https:\/\/garitasinsurance.com\/es\/how-convictions-affect-your-auto-insurance-and-what-you-can-do-about-it\/","title":{"rendered":"C\u00f3mo afectan las condenas a su seguro de autom\u00f3vil y qu\u00e9 puede hacer al respecto"},"content":{"rendered":"<p><strong>Introducci\u00f3n<\/strong><br>Las condenas de tr\u00e1fico repercuten en las primas y la cobertura de su seguro de autom\u00f3vil en Ontario. Entender c\u00f3mo puede ayudarle a gestionar los costes.<\/p>\n\n\n\n<p><strong>Tipos de condenas que afectan al seguro<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Conducci\u00f3n bajo los efectos del alcohol (DUI)<\/li>\n\n\n\n<li>Multas por exceso de velocidad<\/li>\n\n\n\n<li>Conducci\u00f3n temeraria o peligrosa<\/li>\n\n\n\n<li>Otras infracciones penales al volante<\/li>\n<\/ul>\n\n\n\n<p><strong>C\u00f3mo eval\u00faan el riesgo las aseguradoras<\/strong><br>Las infracciones graves aumentan la calificaci\u00f3n del riesgo y las primas. Las multas leves pueden tener menos impacto.<\/p>\n\n\n\n<p><strong>Mitigar el impacto<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Completar cursos reconocidos de conducci\u00f3n defensiva<\/li>\n\n\n\n<li>Mantener un expediente limpio tras la condena<\/li>\n\n\n\n<li>Compare precios<\/li>\n\n\n\n<li>A\u00f1ada conductores experimentados a su p\u00f3liza<\/li>\n<\/ul>\n\n\n\n<p><strong>La divulgaci\u00f3n es la clave<\/strong><br>Comunique siempre las condenas con sinceridad para evitar que le denieguen o anulen la solicitud.<\/p>\n\n\n\n<p><strong>Conclusi\u00f3n<\/strong><br>Las condenas no tienen por qu\u00e9 significar un seguro inasequible. Trabaja con Garitas Seguros para encontrar las mejores soluciones.<\/p>\n\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div>","protected":false},"excerpt":{"rendered":"<p>IntroductionTraffic convictions impact your auto insurance premiums and coverage in Ontario. Understanding how can help you manage costs. Types of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":952,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[],"tags":[],"class_list":["post-803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/garitasinsurance.com\/es\/wp-json\/wp\/v2\/posts\/803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/garitasinsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/garitasinsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/garitasinsurance.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/garitasinsurance.com\/es\/wp-json\/wp\/v2\/comments?post=803"}],"version-history":[{"count":2,"href":"https:\/\/garitasinsurance.com\/es\/wp-json\/wp\/v2\/posts\/803\/revisions"}],"predecessor-version":[{"id":919,"href":"https:\/\/garitasinsurance.com\/es\/wp-json\/wp\/v2\/posts\/803\/revisions\/919"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/garitasinsurance.com\/es\/wp-json\/wp\/v2\/media\/952"}],"wp:attachment":[{"href":"https:\/\/garitasinsurance.com\/es\/wp-json\/wp\/v2\/media?parent=803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/garitasinsurance.com\/es\/wp-json\/wp\/v2\/categories?post=803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/garitasinsurance.com\/es\/wp-json\/wp\/v2\/tags?post=803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}