Auto Insurance
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Auto Insurance
Protection for you, passengers & others on the road
Auto insurance is mandatory in Ontario and protects you, your passengers, and others on the road. Your policy includes coverage for injury to others (liability), damage to your own vehicle, medical expenses, and accident benefits. Optional coverages can protect against theft, fire, vandalism, or collisions. We help you find the right protection and discounts while making sure you meet all provincial requirements.
Faq’s
Auto Insurance Questions
We’ve gathered answers to some of the most FAQ’s from clients just like you.
Ontario has one of the highest accident claim costs in Canada, partly due to high repair costs, fraud, and medical/rehabilitation expenses. Rates also vary by city or postal code.
Yes, as long as they have a valid driver’s license. Occasional use is usually covered, but if they will drive regularly, let us know so we can add them to your policy.
First, ensure everyone is safe. Call emergency services if needed. Exchange information with the other driver, take photos of the scene, and report the accident to your insurer as soon as possible.
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Secure Your Future Today!
Protect what matters most — your family, your home, and your peace of mind. With Garitas, getting coverage is fast, easy, and tailored to your needs. Request your personalized quote now and take the first step toward lasting security.