Home Insurance
Protect your home from fire, theft and more, with plans built for property owners in Ontario.
Home Insurance
Safeguard your home, belongings & liability.
Home insurance safeguards your house, belongings, and personal liability. Policies can protect against fire, theft, water damage, and more. You’re also covered if someone gets injured on your property. Whether it’s your first home or your forever home, we help you customize coverage to match your property’s value and your lifestyle.
Faq’s
Home Insurance Questions
We’ve gathered answers to some of the most FAQ’s from clients just like you.
Some types of water damage are covered automatically, but overland flooding or sewer backup usually require optional add-ons.
Yes. Tenant insurance protects your belongings and liability — your landlord’s policy won’t cover your personal property.
Replacement cost covers the amount needed to replace an item with a new one, while actual cash value pays what it’s worth today (after depreciation).
We’ve got the right policy for your needs
Your home. Your peace of mind. We protect both.
Get a Quote
Secure Your Future Today!
Protect what matters most — your family, your home, and your peace of mind. With Garitas, getting coverage is fast, easy, and tailored to your needs. Request your personalized quote now and take the first step toward lasting security.