Condo Owners Insurance
Condo insurance protects your personal belongings, upgrades to your unit, and your personal liability.
Condo Owners Insurance
Protect your unit, contents & personal liability
Condo insurance protects your personal belongings, upgrades to your unit, and your personal liability. While your condo corporation’s policy covers the building’s structure and common areas, it doesn’t protect what’s inside your unit or your liability for accidents. We help you understand your condo’s master policy and fill in the gaps with the right coverage.
Faq’s
Condo Owners Insurance Questions
We’ve gathered answers to some of the most FAQ’s from clients just like you.
Some types of water damage are covered automatically, but overland flooding or sewer backup usually require optional add-ons.
Yes. Tenant insurance protects your belongings and liability — your landlord’s policy won’t cover your personal property.
Replacement cost covers the amount needed to replace an item with a new one, while actual cash value pays what it’s worth today (after depreciation).
Your business, covered
Custom insurance for contractors, professionals and entrepreneurs.
Get a Quote
Secure Your Future Today!
Protect what matters most — your family, your home, and your peace of mind. With Garitas, getting coverage is fast, easy, and tailored to your needs. Request your personalized quote now and take the first step toward lasting security.