Your apartment may not be yours, but your stuff is. Cover your belongings and liability easily.
Even if you don’t own your home, your personal belongings and liability still need protection. Tenant insurance covers your contents against risks like fire, theft, or water damage, and it protects you if you accidentally cause damage to the property or injure someone. It’s affordable and essential for peace of mind.
Faq’s
We’ve gathered answers to some of the most FAQ’s from clients just like you.
Some types of water damage are covered automatically, but overland flooding or sewer backup usually require optional add-ons.
Yes. Tenant insurance protects your belongings and liability — your landlord’s policy won’t cover your personal property.
Replacement cost covers the amount needed to replace an item with a new one, while actual cash value pays what it’s worth today (after depreciation).
Protect what matters most — your family, your home, and your peace of mind. With Garitas, getting coverage is fast, easy, and tailored to your needs. Request your personalized quote now and take the first step toward lasting security.