Yes. Auto insurance is legally required, and while home, condo, tenant, and business coverage aren’t mandatory, they are highly recommended to protect your property, income, and liability.

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Rates depend on many factors: the type of coverage, value of your property, your claims history, location, and for auto insurance — your driving record, vehicle type, and usage.

Yes. Bundling auto, home, condo, or tenant insurance with the same provider can lead to significant savings.

Your coverage ends immediately, leaving you unprotected in case of a claim. It may also make future insurance more expensive. Contact us right away if you’re having trouble making a payment.

Call us or the insurer immediately. In some cases, you can still make the payment and reinstate coverage, but time is critical.

General liability covers bodily injury or property damage to others, while professional liability covers mistakes or negligence in your services or advice.

Anyone with significant assets or income to protect. Umbrella insurance provides extra liability coverage beyond your existing policies.

Many policies can be issued the same day, but commercial or specialized coverage may take longer depending on your needs.